Free forever · No credit card

The Ultimate Stripe Alternative for Agencies

B2B cross-border transfers require complex compliance paperwork and FIRA/eBRC generation. Playto Pay handles the routing and automatic compliance, so your international retainer clients can pay with zero friction.

No hidden fees · No revenue cuts · Get started free

Stripe vs Playto: The Bottom Line

A direct comparison of platform and transaction costs.

Feature / CostStripePlayto
Monthly Platform Fee$0/mo$0
Processing Fees~6.3%Flat 4% Fee
All-in-One CreationRequires ZapierBuilt-in Stack
01

The Monetization Challenge for Agencies

As an agency operating in a global economy, you face a major hurdle: b2b cross-border transfers require complex compliance paperwork and fira/ebrc generation. Finding a payment solution that doesn't eat into your margins or delay your cash flow is critical for scaling.

02

The Hidden Costs of Stripe

Stop letting Stripe erode your profits. Stripe India charges 4.3% + 2% for conversion, bringing the real cost to ~6.3% per international transaction (plus 18% GST on the fee). With Playto Pay, you avoid these excessive surcharges and complex compliance headaches. Playto Pay allows you to accept USD/GBP/EUR without needing a Stripe account, with payouts directly to your Indian bank account in INR.

03

Your Agencies Payment Toolkit

Playto Pay handles the routing and automatic compliance, so your international retainer clients can pay with zero friction. Playto isn't just a payment gateway; it's a complete monetization platform. You can stop duct-taping tools together and manage everything in one place.

04

Zero Setup Hassles

Forget about LLC formations or complex API integrations. Playto Pay works out of the box, allowing you to generate payment links or embed checkout pages in minutes, so you can focus on your craft, not your accounting.

Trusted by 1000+ creators

Join thousands of community builders who switched and never looked back.

I switched from Kajabi and saved $1,800 instantly. The mobile app is miles ahead.
Alex C.
Alex C.

Online Coach

Finally a platform that feels modern. My students love the gamification features.
Sarah J.
Sarah J.

Yoga Instructor

The AI co-founder feature basically wrote my entire course outline. Insane.
David K.
David K.

Finance Educator

UPI payments work flawlessly. Best platform for Indian creators hands down.
Priya M.
Priya M.

Art Teacher

Community engagement 10x'd after moving from a Facebook Group. The chat is buttery smooth.
James L.
James L.

Fitness Creator

Push notifications directly to my members' phones. No more lost emails. Game changer.
Maria R.
Maria R.

Design Mentor

I switched from Kajabi and saved $1,800 instantly. The mobile app is miles ahead.
Alex C.
Alex C.

Online Coach

Finally a platform that feels modern. My students love the gamification features.
Sarah J.
Sarah J.

Yoga Instructor

The AI co-founder feature basically wrote my entire course outline. Insane.
David K.
David K.

Finance Educator

UPI payments work flawlessly. Best platform for Indian creators hands down.
Priya M.
Priya M.

Art Teacher

Community engagement 10x'd after moving from a Facebook Group. The chat is buttery smooth.
James L.
James L.

Fitness Creator

Push notifications directly to my members' phones. No more lost emails. Game changer.
Maria R.
Maria R.

Design Mentor

I switched from Kajabi and saved $1,800 instantly. The mobile app is miles ahead.
Alex C.
Alex C.

Online Coach

Finally a platform that feels modern. My students love the gamification features.
Sarah J.
Sarah J.

Yoga Instructor

The AI co-founder feature basically wrote my entire course outline. Insane.
David K.
David K.

Finance Educator

UPI payments work flawlessly. Best platform for Indian creators hands down.
Priya M.
Priya M.

Art Teacher

Community engagement 10x'd after moving from a Facebook Group. The chat is buttery smooth.
James L.
James L.

Fitness Creator

Push notifications directly to my members' phones. No more lost emails. Game changer.
Maria R.
Maria R.

Design Mentor

I switched from Kajabi and saved $1,800 instantly. The mobile app is miles ahead.
Alex C.
Alex C.

Online Coach

Finally a platform that feels modern. My students love the gamification features.
Sarah J.
Sarah J.

Yoga Instructor

The AI co-founder feature basically wrote my entire course outline. Insane.
David K.
David K.

Finance Educator

UPI payments work flawlessly. Best platform for Indian creators hands down.
Priya M.
Priya M.

Art Teacher

Community engagement 10x'd after moving from a Facebook Group. The chat is buttery smooth.
James L.
James L.

Fitness Creator

Push notifications directly to my members' phones. No more lost emails. Game changer.
Maria R.
Maria R.

Design Mentor

Built my entire music school community in a weekend. The AI literally wrote my course content.
Raj P.
Raj P.

Music Academy Owner

Went from zero to 500 paying members in 3 months. The discovery marketplace is a hidden gem.
Emma W.
Emma W.

Business Coach

My members actually open the app daily. 95% engagement rate vs 20% on email. Not even close.
Carlos T.
Carlos T.

Photography Educator

Free to start, no credit card drama. I only pay when I earn. That's how it should be.
Neha S.
Neha S.

Cooking Creator

My own native app on the App Store. My members think I spent thousands building this custom.
Tom B.
Tom B.

Tech Educator

The affiliate portal helped me grow 3x faster. My members recruit other members for me.
Aisha K.
Aisha K.

Wellness Coach

Built my entire music school community in a weekend. The AI literally wrote my course content.
Raj P.
Raj P.

Music Academy Owner

Went from zero to 500 paying members in 3 months. The discovery marketplace is a hidden gem.
Emma W.
Emma W.

Business Coach

My members actually open the app daily. 95% engagement rate vs 20% on email. Not even close.
Carlos T.
Carlos T.

Photography Educator

Free to start, no credit card drama. I only pay when I earn. That's how it should be.
Neha S.
Neha S.

Cooking Creator

My own native app on the App Store. My members think I spent thousands building this custom.
Tom B.
Tom B.

Tech Educator

The affiliate portal helped me grow 3x faster. My members recruit other members for me.
Aisha K.
Aisha K.

Wellness Coach

Built my entire music school community in a weekend. The AI literally wrote my course content.
Raj P.
Raj P.

Music Academy Owner

Went from zero to 500 paying members in 3 months. The discovery marketplace is a hidden gem.
Emma W.
Emma W.

Business Coach

My members actually open the app daily. 95% engagement rate vs 20% on email. Not even close.
Carlos T.
Carlos T.

Photography Educator

Free to start, no credit card drama. I only pay when I earn. That's how it should be.
Neha S.
Neha S.

Cooking Creator

My own native app on the App Store. My members think I spent thousands building this custom.
Tom B.
Tom B.

Tech Educator

The affiliate portal helped me grow 3x faster. My members recruit other members for me.
Aisha K.
Aisha K.

Wellness Coach

Built my entire music school community in a weekend. The AI literally wrote my course content.
Raj P.
Raj P.

Music Academy Owner

Went from zero to 500 paying members in 3 months. The discovery marketplace is a hidden gem.
Emma W.
Emma W.

Business Coach

My members actually open the app daily. 95% engagement rate vs 20% on email. Not even close.
Carlos T.
Carlos T.

Photography Educator

Free to start, no credit card drama. I only pay when I earn. That's how it should be.
Neha S.
Neha S.

Cooking Creator

My own native app on the App Store. My members think I spent thousands building this custom.
Tom B.
Tom B.

Tech Educator

The affiliate portal helped me grow 3x faster. My members recruit other members for me.
Aisha K.
Aisha K.

Wellness Coach

Frequently Asked Questions

Is Playto really free?

Yes. Playto has a 'Forever Free' plan that includes all core features—community, courses, and chats. We only make money when you make money, by taking a small transaction fee (4%) on payments. No monthly subscriptions.

Can I use my own custom domain?

Not yet, but we are working on it! Currently, you get a beautiful `playto.so/yourname` link that works instantly on mobile and web.

How is this different from Stripe?

Unlike Stripe which charges you monthly fees regardless of your success, Playto is free to start. Plus, Playto is mobile-first, meaning your community lives in a dedicated app, not just a mobile-responsive website.

Does it work Globally?

Yes! Playto is built for global creators. We support local payments like UPI in India, and card payments globally. You can accept payments from anywhere.