The Payment Gateway
Built for Global
Agencies and Freelancers.
Accept all cards, Apple Pay, all wallets, BNPL, Autopay Subscriptions, and 50+ global payment methods - all for a flat 4%
No hidden fees. Get paid in less than 7 days.
$0K+
Monthly volume
0+
Happy clients
0+
Payment methods
Every payment method
If they can pay with it,
you can accept it.
50+ payment methods across the globe — the widest coverage so clients pay the way they already trust.
CARDS
DIGITAL WALLETS
BUY NOW OR PAY LATER
REGIONAL METHODS
CARDS
DIGITAL WALLETS
BUY NOW or PAY LATER
REGIONAL METHODS
Flat 4% on everything
Visa, Mastercard, Amex, Apple Pay, PayPal - all 4%. Save 3-10% per invoice.
Digital wallets
Apple Pay, Google Pay, PayPal, Cash App - one-tap checkout for every client.
Buy now, pay later
Klarna, Afterpay, CC EMI - you get paid upfront, they pay monthly.
Regional methods
UPI, Net Banking, ACH, SWIFT - 150+ countries, local rails everywhere.
No hidden fees. Get paid in less than 7 days.
Why agencies love us
Everything an agency needs.
Built specifically for the way global agencies and freelancers work with international clients.
Flat 4% on everything
Visa, Mastercard, Amex, Apple Pay, PayPal - all 4%. Save 3-10% per invoice.
Subscriptions & Autopay
Put clients on autopay. They approve once, and you get paid every month automatically.
Global BNPL
Offer BNPL (Klarna, Afterpay, CC EMI) to clients. Ex: Get $10k upfront, client pays $1k monthly.
Virtual bank accounts
Get virtual accounts in the US, EU & 100+ countries so clients can pay you locally.
Flexible payouts
Settle to your home country, US, UK or UAE in under 7 days. High-volume clients can get daily payouts.
Payment links in 10s
Create a link or invoice in seconds, and clients can pay instantly without logging in.
No hidden fees. Get paid in less than 7 days.
Stop following up on invoices
Get paid automatically with
Subscriptions on Autopay.
Set up a recurring payment for any client in under a minute. They approve it once, and the money comes in every month without you doing anything.
Nexus Media Group
Retainer - $2,200 / month
Orbit Creative Co.
Brand Retainer - $1,150 / month
Studio North
US client - $4,700 / month
Close bigger deals
Offer Buy Now Pay Later,
& Credit Card EMI to clients.
A US client hesitating on a $10,000 project? Let them pay $1,000 a month via Klarna or Afterpay. You get the full $10,000 on day one.
Project amount
$10,000
Choose how to pay
6 monthly payments
Client pays $1,667 / month
Let clients pay locally
Get a US, EU or any
virtual bank account, 1-2% only.
Your client pays like it's a local transfer. You pay just 1-2% — cheaper than Wise, Skydo, or SWIFT.
USD - United States
Account 4821
Local ACH transfers.
1-2% fee
EUR - Europe
IBAN 7313
Ideal for EU projects.
1-2% fee
AED - Middle East
Account 0294
Local currency without SWIFT fees.
1-2% fee
No hidden fees. Get paid in less than 7 days.
The difference
The old way vs. the Playto way.
Most agencies are leaving 3-8% on the table with every international invoice they send.
- •You end up paying 4-8% once you add up base fees, forex charges, and Wise/Skydo on top.
- •PayPal holds your money for 21 days 'under review' - for no clear reason.
- •Your clients need a PayPal or Stripe account just to pay you.
- •No Buy Now, Pay Later - clients walk away from big projects because they can't pay all at once.
- •Skydo and Wise add another 1-2% on top when you move money to your local account.
- •Hours wasted every month chasing invoices and sending payment reminders.
- Flat 4% on everything - no hidden forex charges, no per-method markup, ever.
- Money hits your account in under 7 days, every time.
- Clients just click a link and pay - no account needed, no friction.
- Offer Buy Now, Pay Later so clients pay in instalments - you still get the full amount on day one.
- Virtual bank accounts at 1-2% - cheaper than Wise, Skydo, or SWIFT.
- Autopay subscriptions take care of themselves - zero invoice chasing.
Pricing
Simple, flat pricing. No surprises.
One flat cost covers everything. No monthly subscription, no extra FX markup.
ALL PAYMENT METHODS
4%
+$0.40 per transaction. That's the complete cost.
- All cards — Visa, Mastercard, Amex, Discover
- All wallets — Apple Pay, Google Pay, PayPal
- Buy Now, Pay Later — Klarna, Afterpay, Affirm
- Subscriptions & autopay — no extra cost
- Taxes and compliance across 100+ countries
- Payment links ready in 10 seconds
VIRTUAL BANK ACCOUNTS
1%
Per transaction on virtual bank transfers.
- Local bank accounts in US, EU, UAE & 100+ countries
- Clients pay like a local transfer — no intl. fees
- Cheaper than Wise, Skydo, or traditional SWIFT
- Settle to your home bank in under 7 days
- No hidden FX markup or transfer surcharges
- Works with ACH, SEPA, and local rails
COMPARISON
* Includes base fees + forex charges + transfer fees. Playto Pay has no hidden fees - the 4% + $0.40 is the full cost.
Playto Pay: flat 4% + $0.40. That's it.
No hidden fees. Get paid in less than 7 days.
Setup
Up and running in 3 steps.
No dev work, no long approval wait. Most agencies are collecting their first payment within the same day.
Sign up and connect
Create your Playto account, verify your business, and plug in your bank details. Most teams are approved in under an hour.
Create a payment link
Spin up a one-time link, subscription or BNPL-enabled checkout in a few clicks. No code, no engineering backlog.
Share and get paid
Drop the link into WhatsApp, email or Slack. Clients choose how to pay - payouts start in as little as 2-7 days.
Wall of Love
Wall of Love: Agencies & Freelancers
Stories from agencies and freelancers who switched to Playto Pay for predictable, low-fee international payments.
Sanhik Roy
Cosmos Agency
I was on Stripe + Wise and losing about 7% on every US invoice. Switched to Playto Pay and now it's a flat 4%. On $35,000 monthly volume, that's over $1,200 saved every single month.
Sanhik Roy
Cosmos Agency
I was on Stripe + Wise and losing about 7% on every US invoice. Switched to Playto Pay and now it's a flat 4%. On $35,000 monthly volume, that's over $1,200 saved every single month.
Suryansh J.
Brand Strategist, Mumbai
The Buy Now Pay Later feature closed a deal stuck for 3 months. My client was hesitating on $3k. I enabled Klarna, they paid over 8 months. I got the full amount the same week. Game changer.
Karan Singh
2048 Labs
All my retainer clients are on autopay now. I used to spend 2-3 hours a month chasing invoices. That time is completely gone. The money just arrives every month, automatically.
Aditi Rao
Freelance Web Developer, Bengaluru
Creating a payment link took 10 seconds. I sent it in WhatsApp to my client, they paid within the hour. No accounts, no downloads, no back-and-forth. Just money.
Priyanshi Nair
UX/UI Freelancer, Kochi
I switched from PayPal because my clients kept complaining about needing an account. With Playto Pay they just click and pay. My success rate jumped from ~70% to 95% overnight.
Rohan Malhotra
Digital Agency Founder, Gurugram
The virtual US bank account is brilliant. My American clients pay me like I'm a local business. No more SWIFT delays, no more big transfer fees. Settles faster than Wise ever did!
No hidden fees. Get paid in less than 7 days.
FAQ
Frequently Asked Questions
Everything you need to know
Start getting paid today.
Join 300+ agencies and freelancers collecting $100K+ in international payments.
No hidden fees. Get paid in less than 7 days.